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Heading Out of Town? Here Are Some of the Country’s Best Known Roads

For many people, summer is the time to pack your bags and hit the road with friends, family or solo. As for where to go, the options are endless. The United States is blessed with an impressive network of roads and byways that offer unique opportunities for exploring the country’s natural beauty.

Getting a tuneup and investing in the proper auto insurance coverage are just two ways to prepare for your road trip. You also need a solid plan that your fellow travelers will appreciate! So, whether you’re trekking from California to New York or from Las Vegas to Miami, learn about some of the most popular roads to add to your itinerary that will make your summer road trip memorable and enjoyable for everyone.

Road Tripping in the U.S.: Popular Byways and Routes to Take by Car

Ready to explore the beauty and vastness of an unfamiliar part of the country? Would you rather visit rocky mountains, sandy beaches, or something in between? It’s always wise to do a bit of research beforehand so you know what the road conditions are like, what weather to expect, where to fill up the tank and so forth.

Below are just five of the countless must-visit roads and byways that have the potential to make for a perfect summer road trip:

1. Pacific Coast Highway, California

Regarded as one of the most scenic highways in America, the Pacific Coast highway offers a jaw-dropping view of the Pacific Ocean as you make your way from San Francisco to San Diego. This route will take you through rugged sea cliffs, sandy beaches and small towns that offer incredible opportunities for sightseeing.

2. Route 66, Illinois to California

There’s a lot to say about this iconic route that runs from Illinois to California:

Encompasses over 2,400 miles of America’s heartland
Offers breathtaking views of towering mountains, quaint towns, and open skies
Is full of quirky roadside attractions
Leads to diners, motels, and gas stations that harken back to a bygone era

3. Blue Ridge Parkway, North Carolina, and Virginia

If you are a nature lover, then the Blue Ridge Parkway is the perfect road for you. Running 469 miles through the Blue Ridge Mountains, the parkway offers scenic vistas of the Appalachian Mountains, as well as rivers and wildlife. Take a break and hike one of the many trails that offer awe-inspiring views of the countryside.

4. The Great River Road, Mississippi River

Want to enjoy the scenic views of the Mississippi river? If so, head to the Great River Road. A designated National Scenic Byway, this famous road passes through ten states and offers panoramic views of the Mississippi River, waterfalls, and the rolling hills of America’s heartland.

5. The Loneliest Road, Nevada

Get ready for a unique desert experience that will take you through a journey of geology, history, and rugged beauty!

The Loneliest Road has a special appeal for folks in search of adventure. Running through the vast and barren high desert of Nevada, this multi-day road trip passes through ghost towns, sand dunes, and geothermal pools.

Get Proper Auto Insurance Coverage: Talk to an Agent Before Driving Out of State (or in Another Country)

Be sure to review your insurance policy with your insurance agent to ensure that you have the appropriate coverage for your needs. Generally, the basic components of any auto insurance plan will include these four coverage areas:

Liability Insurance
Collision Coverage
Comprehensive Coverage
Uninsured or Underinsured Motorist Coverage

Where specifically will you be driving? States typically require motorists to carry proper auto insurance coverage, but the rules might differ from place to place – particularly if you’re headed to another country. Wherever you go, you want to be protected should an unexpected incident occur. A qualified insurance agent will let you know if there is any need to update or alter your coverage before leaving.

Once all your bases are covered, you can get behind the wheel and let the adventure begin!

At Amigo, our agents can help you compare quotes and find the best deal before hitting the road. They will guide you toward an excellent auto insurance plan that covers all your needs, no matter where you’ll be. Give us a call today to find out more!

A long road in the desert. The sky is blue with clouds, and the surrounding dry landscape is orange.

Most Important Types of Coverage for Your Vehicle

As the owner of a vehicle, you are probably aware that investing in auto insurance coverage is important. Not only does having the right coverage protect you and your vehicle in case of an accident or unexpected incident, but different coverages can provide many other types of assistance.

However, with so many types of insurance coverage available, it can be difficult to know which options are the most important to include in your plan. In order to make an informed decision, it helps to become familiar with the many forms of coverage that are available on the market. To get you started, here are five of the most important types of insurance coverage you may need for your vehicle.

1. Liability Insurance

Liability insurance is a type of insurance that covers the cost of damage or injury that you may cause to another party while driving your vehicle. This may include damage to their vehicle or property, as well as reimbursement for any medical expenses that might result from an accident.

Almost every state requires some form of liability insurance, so it is important to have this coverage to ensure that you are legally covered. When researching different plans, look for one that covers medical expenses in case of an accident, regardless of fault.

2. Collision Coverage

Collision coverage is another important type of insurance coverage for your vehicle. This type of coverage is designed to help cover the cost of repairing or replacing your vehicle if it is damaged in an accident, regardless of who is at fault. While this coverage is not required by law, it is important to have if you want to protect your investment in your vehicle.

3. Comprehensive Coverage

Comprehensive coverage is similar to collision coverage in that it is designed to help cover the cost of repairing or replacing your vehicle if it is damaged in an incident. However, comprehensive coverage also includes coverage for other incidents, such as:

Theft
Vandalism
And natural disasters

This type of coverage is not typically required by law, but it can still provide valuable protection for your vehicle.

4. Uninsured or Underinsured Motorist Coverage

Unfortunately, not everyone on the road has insurance coverage, which can make it difficult to get compensation if you are involved in an accident with an uninsured or underinsured motorist. Uninsured and/or underinsured motorist coverage is designed to help cover the cost of damages and injuries in case you are in an accident with someone who has no or insufficient coverage.

5. Depending on Your Situation, Specialty Coverage Such as Commercial Insurance

Do you frequently drive for work? If so, you may need commercial auto insurance. Talk to an agent about your professional circumstances to find out what you need to be fully covered. There are various criteria that might necessitate a commercial policy, such as:

Driving often for work
Driving people or goods as part of your job
Transporting equipment for professional reasons

Find Out What Auto Insurance Coverage Your State Requires

Investing in these types of insurance coverage for your vehicle can provide you with valuable protection and peace of mind while on the road. Be sure to review your insurance policy and speak with your insurance agent to ensure that you have the appropriate coverage for your needs.

Generally speaking, states require every driver to carry proper auto insurance coverage. Driving without it can cause the driver to face stiff penalties. Speak to an insurance agent in your state if you are in need of insurance or may need to update your coverage.

At Amigo, our agents are ready to help you compare quotes and find the best deal available! They will help you find an excellent insurance plan that covers all your auto needs.

A stressed woman sitting on the ground next to her parked car.

4 Things You Need to Drive Legally

The number of drivers is increasing in the U.S., making it more important than ever for the general public to take steps to operate their vehicle legally and safely. Nearly 90 percent of adults in the country carry a driver’s license, showing just how much we depend on driving to get around.

But you need more than a valid driver’s license to be able to legally operate a vehicle in this country. As the steps – and the timing – for staying up to date with the laws vary state to state, it’s vital to know what the rules are in your area. This knowledge not only keeps drivers from getting penalized and owing fines, but it protects the quality of cars on the road, as well as the environment as a whole.

Take a look at the top four things nearly every driver will need before getting behind the wheel.

1. Getting a Valid Driver’s License – and Keeping it Up to Date

States generally require people to have a valid and current driver’s license to operate a motor vehicle. Driving without one can have serious consequences that may include paying a hefty fine, being arrested and having the infraction on your record. The requirement for carrying a license has multiple purposes:

It shows you are a licensed driver
Designates which class of vehicles you may legally operate
Allows you to drive in any state and even out of the country
Functions as a form of proper documentation and identification for many purposes
Indicates a sense of personal responsibility
Enables you to drive at some point in the future

In some states, driving without a valid license is considered a misdemeanor. Depending on where you live, that might be punishable by jail, and your car could even be impounded. Your driving privileges may also be suspended.

2. Some States Require Passing Vehicle Safety Inspections

Find out what local requirements exist in your area. Certain states require cars to pass auto safety inspections to show that they are in good condition for safe driving. Find out what regulations are mandated in your area and what steps you need to take to pass the inspection. Your car may be tested to:

Ensure driving/operational safety
Ensure proper emissions
Verify your vehicle identification number(VIN)

3. Passing a Routine Emissions Test for Your Car

Most if not all states require that vehicles pass routine emissions tests to indicate they don’t have problems that could harm air quality, and therefore the environment. If you have undergone emissions testing then you are aware it is a quick and easy process that assesses your car for pollutant emissions. If your vehicle fails the emissions, it indicates that one of several problems may be at fault:

Faulty injectors
A problem with the oxygen sensors
An issue with something else that affects vehicle emissions

This test may only be required once every two years, and failing it can be a good thing. As a driver, you want to know if something in your car is not functioning properly. A test will generally outline the reason it failed, allowing you to make the necessary changes and schedule another car inspection.

4. Carrying Proper Auto Insurance Coverage

As a general rule, states require every driver to carry proper auto insurance coverage. Driving

without it can cause individuals to face penalties if they are caught and even cause their license to be suspended. Speak to an insurance agent if you are in need of insurance or may need to update your coverage.

Some drivers avoid carrying insurance out of a fear of making the payments. If this is the case, speak to a professional to find out if there is a low-cost alternative that is within your budget. Keep in mind that failing to carry auto insurance might save you money upfront, but it could end up costing you more in the long run and probably isn’t worth the risk.

At Amigo, our agents are ready to help you compare quotes and find the best deal available! They will help you find an excellent insurance plan that covers all your auto needs.

Most Common Misconceptions about Electric Vehicles (EVs)

You’ve probably heard a lot about electric vehicles (EVs) lately – and have likely seen one or two of them on the road. Yet there are still a lot of misconceptions about EVs that can make it hard to know whether buying one is even feasible, let alone a good decision for you and your family.

Car shopping always requires a bit of research, especially as automakers introduce more battery cars and plug-in hybrid options. Below, check out some of the most common myths about EVs. In most cases, what you’ll find is that the truth is nuanced, and public perceptions may still be catching up with lower costs and advancements in technology.

Myth 1: EVs Are Too Expensive to Buy and Maintain.

There is no denying that buying an EV can be a hefty investment up front. But they are often cheaper to maintain than traditional gas-powered cars over time. This is because electric cars:

Don’t require oil changes
Won’t need exhaust system work
Lack a need for other repairs associated with gas-powered cars
Are immune to rises in gas prices

The battery may need to be replaced eventually, but this cost should be far less than what you would pay for regular maintenance on a gas-powered vehicle over the years.

Best of all, many states offer tax incentives and discounts when it comes to purchasing an EV. Take a look at the Qualified Plug-In Electric-Drive Motor Vehicle Tax Credit to see how much you can save. Also, find out what aid is available in your area to see if it will bring down the price of a car enough for it to be affordable for you.

Myth 2: Charging Takes Too Long and Is Inconvenient.

When it comes to charging your EV, you can choose between plugging it into a home charger or using public charging stations. Home chargers usually provide power faster than public charging stations, which can take 30 minutes or more depending on the needs of your particular vehicle.

However, most people don’t need to charge their cars all the way before taking off – just enough for their daily commute. So if you’re only going out for errands or small trips throughout the day, then charging won’t be as big of an issue as you think! This is one area where developments are continuously making the situation easier and more accessible for EV drivers.

Myth 3: EVs Aren’t as Powerful as Gas-Powered Engines.

Ever heard of Formula E, an all-electric auto race? Times are changing. This myth has been somewhat debunked, since electric sports cars began outperforming some of their competitors in terms of speed and acceleration.

If you’re looking for power, you may still end up with a traditional gas guzzler. But many electric cars now come with just as much torque as their gasoline counterparts.

True: Electric and Hybrid Cars Are Getting Easier to Purchase and Own

The good news is that EVs are becoming more affordable each year. For example, according to Car and Driver, a 2022 all-electric Nissan Leaf costs $28,495, well below what a similar car would have cost a decade ago. It’s one reason more drivers than ever are seriously considering buying or leasing a hybrid or electric vehicle. They are particularly popular among people who want better performance without sacrificing power or efficiency.

Talk to an AMIGO Insurance Agent About Getting Low-Cost Coverage for Your Car

Advancements in technology are making EVs increasingly powerful, even when compared to traditional gas-powered engines. As more folks demand solutions that are better for our environment, they are turning toward a growing list of efficient yet reliable EVs.

If there have been any changes in your family’s driving circumstances, contact an auto insurance agent as soon as possible to ensure you have all the protection you need.

At Amigo, our agents are ready to help you compare quotes and find the best deal available! They will help you find an excellent insurance plan that covers all your auto needs.

Top Tips for Avoiding Traffic Tickets

Auto insurance rates can be significantly impacted by traffic tickets, which not only include the cost of the fine and court surcharge, but can also remain on the driver’s record for years if the driver is convicted. This could lead to higher premiums on your car insurance policy. In some cases, traffic citations can remain with a driver from one insurance provider to the next.

To keep your insurance rates low, it’s best to steer clear of traffic violations. Driving with extra care and alertness will help to prevent the most typical traffic tickets. This will help drivers to keep their car insurance premiums low, elude penalties, and decrease the chance of a crash.

Obey Stop Signs, Red Lights and Other Traffic Signals

People are always in a rush these days, but trying to speed up the process by running a red light or failing to stop at stop signs is never a good idea. This can result in a ticket and cause a hike in your insurance premiums. Plus, there is the risk of an accident, which can influence your insurance rates if you are identified as being responsible. At stop signs, make sure to come to a full halt, and be aware as you near an intersection that you may need to stop.

Follow Rules of the Road

For example – making improper turns is a common traffic violation that can be tempting to ignore. But keep in mind that you could be cited for making a turn from the wrong lane. It is imperative to follow lane rules and to turn only when it is safe. Make use of your turn signals, as well, to give other drivers a chance to respond suitably, in order to prevent any potential accidents.

Pay Attention to Speed Limits

Everyone exceeds the speed limit now and then. But reckless driving, or driving at a speed that is too quick for the conditions, is an issue that can be seen on many roads. It is a major safety concern and can lead to accidents, injuries, and even fatalities. Individuals who are caught speeding often face hefty fines and other penalties. It is essential to drive at a safe speed in order to ensure the safety of everyone on the road.

It is also a very common infraction when it comes to traffic laws.

The easiest way to avoid a speeding ticket is to adhere to the speed limit and be mindful of your speedometer. Note changes in the speed limit when entering a town on a highway or when driving through a residential area, as it can differ significantly. Pay attention to posted signs and drive accordingly to avoid getting a ticket.

Always Buckle Up

Whenever you get behind the wheel, don’t forget to buckle up and make sure everyone else in the car does the same. Not wearing a seatbelt can have serious consequences. It is essential to always put on a seatbelt while driving or riding in a car to ensure safety. Taking the time to strap in can save lives and prevent injury.

The insurance rate consequences of this ticket are contingent on the insurance company. But, there can be a significant penalty – in some places, costing hundreds of dollars. Seat belt regulations must be followed while driving, and this applies to all passengers. Should a minor neglect to fasten their seat belt, the driver could face repercussions.

Get Comprehensive Auto Insurance Coverage at AMIGO

Finally, make sure you have comprehensive auto coverage in the event that you need it. If you’re already insured, check and be sure you have appropriate coverage to ensure all your needs are being met.

Drivers can discover the most suitable auto insurance rate by contrasting car insurance quotes from different companies. To guarantee you pay the lowest rate, even if you’ve been convicted of a traffic offense, compare car insurance quotes. Insurance companies compute premiums differently, which means one may have a more positive outlook on your driving record than another.

Contact Amigo Auto Insurance to speak with an agent who can help you compare quotes and find the best deal for you today.

How to Protect Your Vehicle Throughout the Winter

Winter is a challenging time for any vehicle in most parts of the country, from New England to San Francisco, but especially where the temperatures can dip below freezing. To protect your car from the harsh winter elements, it is important to take proactive steps that will help you stay safe throughout the months ahead.

Some steps you can take will help ensure that your battery and engine remain strong if left outside in the cold. No one wants to be stranded on the side of the road, especially in wintertime. Therefore, it is crucial to ensure that all auto fluids are able to function properly. You may have to change your oil if you haven’t done so in recent months, and getting a good winter grade oil can come in handy in colder parts of the country.

Why Driving in the Cold Is Hard on Cars – and What to Keep in Your Vehicle for Extra Protection Against the Elements

Driving in cold, harsh weather can cause wear and tear to your car and, if left unchecked, could result in costly repairs. Because tires can skid on icy roads, it’s especially vital to keep an eye on your tires this time of year. Fortunately, there are fairly simple steps you can take to help your vehicle stand the test of winter weather. For example, keep your tires inflated to the recommended pressure and check their treading for any wear and tear. If they need to be rotated or replaced, now is a good time to get that done. Additionally, it is important to check your oil levels regularly and make sure the windshield wipers are functioning correctly.

Protecting your vehicle from winter damage can be an ongoing challenge. To be on the safe side, drivers in colder regions should keep a winter emergency kit in the car with items such as a first aid kit, flashlights, candles, blankets, water, and non-perishable food. A professional mechanic will be able to take a look at your vehicle to see if there is any routine maintenance needed to keep your car in tip-top condition before heading out into the snow.

What Are the Best Proactive Measures for Drivers in Cold, Icy Weather?

With winter already upon us, here is a checklist to help you determine whether your vehicle is fully prepared for the snowy season. While it may not be comprehensive, it is still a good place to start.

1. Most Common Auto Winterization

Let’s start with the basics. Winterizing begins with keeping up with your car’s maintenance schedule. This includes:

Making sure that the battery is in good condition
Checking the antifreeze levels
Ensuring that all the lights are working properly

Depending on where you live, investing in some snow tires may help provide better traction if the roads tend to get icy and dangerous. Finally, it is important to check your vehicle’s antifreeze levels routinely, as antifreeze helps keep your engine from freezing when it is cold outside.

2. Avoid Costly Repairs and Replacements

Another reason it is important to prepare your vehicle for the winter months is to avoid costly repairs or replacements. One way to do this is to make sure your vehicle’s tires are properly inflated and have a good tread. Checking the fluid levels, including oil and antifreeze, and adding extra antifreeze if necessary, can also help keep your car in good condition during the colder months.

3. What Else to Check

One of the most important steps to protecting your vehicle from the elements is to check your brakes, tires and lights. Checking your brakes helps ensure that your vehicle functions properly and safely on icy and wet roads. Additionally, checking the tire pressure regularly during winter months is important for maintaining efficient driving and avoiding getting stuck in the snow.

Finally, it is important to wash your vehicle regularly to remove road salt that can cause damaging rust and corrode the undercarriage. Inspect the body to make sure there are no rust spots that could cause problems if they are not treated or patched up.

Be Protected by Comprehensive Auto Insurance Coverage at AMIGO

Each year, it is essential to take precautionary measures to protect your vehicle, no matter where you live. And having the right kind of auto insurance coverage should be part of your winter maintenance plan. Make sure you have comprehensive auto coverage for you and your family, including liability insurance and other appropriate coverage, to ensure all your needs are met. That way, if there is an accident or unforeseen event involving your vehicle, you can rest assured knowing the costs of any repairs will be covered.

This winter, be sure you have an excellent insurance plan that covers all your driving needs! Contact Amigo Auto Insurance today to speak with an agent who can help you compare quotes and find the best deal for you today.

How to Save Money on Auto Repairs

In this economy, it is important to save money where we can. And one major area that any driver should examine is the cost of auto repairs. The cost of owning and operating a car can be expensive, but there are ways that you can save money on auto repairs – starting with becoming more proactive about your car’s health.

Here are a few things that you can do to help you save money on future auto repairs.

Overview of How to Spend Less on Auto Mechanics

Getting your vehicle repaired is often a stressful experience – especially if you’re concerned about being upsold or overcharged. It’s possible to conserve a few of your hard-earned dollars simply doing some simple maintenance on your car and by being better prepared for unexpected repairs. You can also save money by being aware of the different types of auto repairs that are available.

Most drivers would prefer to save money on auto repairs if possible. Here are some tips on how to do that:

1) If you are handy with tools, you can do some of the easier repairs yourself.

2) You can also shop around for the best price on parts and labor.

3) You may be able to get a discount if you pay cash at some auto repair shops.

Keep Up to Date with Recommended Repairs and Routine Maintenance

First, you should always keep up with the recommended maintenance for your vehicle. It’s no secret that auto repairs can be expensive. But there are ways to save money on auto repairs, and it starts with prevention. Many vehicle owners wait until they experience a breakdown or overheated engine before taking their car in for service, which can end up being very expensive.

Regular maintenance on your car – such as oil changes, tune-ups and tire rotations – can help keep your car running smoothly and prevent more expensive repairs down the road. Even making sure the tires are filled is a smart, fuel-efficient way to stay safe on the road.

Do Your Own Maintenance and Repairs

Auto care is not for everyone, but there may be some things you can handle on your own. If you’re willing to invest in low-cost parts and tools and get your hands a little dirty, you may well end up saving hundreds of dollars or more over time. Not to mention the time saved by taking care of business in your own garage – and on your own schedule!

Get Word-of-Mouth Repair Shop Recommendations

Many people think that they need to take their car to the mechanic for every little noise, but that is not always the case. There are some additional measures that you can do to save money on auto repairs. For example, while dealerships often double as mechanic and repair shops, they are not necessarily the best place to conserve on repair expenses.

Like anything else in life, a little research can go a long way. Look up online recommendations of automobile repair shops in your neighborhood. Read online reviews carefully. They are often a good word-of-mouth source of anecdotal information about the kind of experience you can expect at certain shops.

If that doesn’t work – ask around, in person and on social media. Many people have both good and bad stories about auto repair experiences. Ask your neighbors and coworkers for recommendations. Chances are, you’ll receive a few. When someone has developed a good relationship with someone they trust, they are often more than eager to share the love.

Get a Good Deal on Comprehensive Auto Insurance Coverage

Finally, make sure you have comprehensive auto coverage that covers your family’s needs but doesn’t break the band. For instance, you may want to check and be sure car insurance plan will cover the cost of potential repairs in the event of an accident. While you’re at it, make sure you will have access to roadside service, as well. Unfortunate incidents on the road can’t always be prevented, but solid planning can save you from paying unnecessarily out of pocket when they do occur.

To find an excellent insurance plan that covers all your needs, contact Amigo Insurance today. Our agents are ready to help you compare quotes and find the best deal for your needs!

Why Set up an Annual Car Insurance Review

When was the last time you had a review with your auto insurance provider? Many people miss out on this opportunity to have a casual chat with an agent, both to get all their questions answered and to make sure they’re getting what they need in their insurance plan.

When scheduled annually, an auto insurance review is an opportunity to ensure you’re getting the services you need – and also that you’re not spending dollars on coverage that isn’t serving you or your family. There’s no one issue that has to come up. As the owner of insurance, you get to bring up what is important to you. As a rule, you’ll get more out of it by taking a thorough look at your insurance coverage with an expert (the auto insurance agent).

In many cases, people bundle home and auto policies. They can ask about policies that either are already, or should be protecting, their:

Vehicles (car, truck, motorcycle or other)
Family members
Home
Other valuables
Rate comparisons

How to Prepare for Your Annual Review

Your insurance package should be able to cover some or all of the expenses resulting from an accident or other event. But there are many types of packages for different types of driver, needs and circumstances. This call will be a chance to make sure that the policy you’re paying p[remiums for each month matches your situation as much as possible. Most people use this conversation as an opportunity to ask questions about their plan and to find out whether they’re getting the best rates possible. Talking to an agent will remind you of things that may have changed in the last year that warrant an adjustment. You might even end up saving a few dollars.

Before contacting an insurance agent, make a list of questions beforehand so you cover all your bases. As part of a comprehensive coverage package, ask about:

Collision coverage
Liability insurance
Personal injury coverage

There may be other types of coverage needed whether based on changes in your household or specific upcoming events. Uninsured and underinsured motorist protection, travel insurance, and other temporary coverage can be added or subtracted depending on your circumstances and needs.

What Else to Ask About in Your Review

Many things can change in the course of a year, from the number of driving age family members living in your household, to a job that changes your commute, to your home address. Here are some factors to keep an eye on and bring up during your review. SImply let the person you’re speaking with know what has changed, or may change in the coming months, and ask whether anything should be added or removed from your policy:

A change in address
A new teen driver
A new car purchase
A significant change in driving habits
An accident or event that may have impacted your rates
A birthday – even your own – that may lower them

Amigo Insurance Helps Drivers Compare Quotes for Best Policy

A review with an experienced agent at Amigo will get you the answers you need based on their expertise and knowledge. Ultimately, it creates a more informed consumer and can also control the costs you could incur if there is an accident or event that damages your vehicle.

Any time there is any significant change to a person’s driving habits, that can be a sign to get in touch with an insurance agent. If there’s anything else related to your insurance that you have lingering questions about, an insurance agent should be able to discuss your options. And even if they don’t know the answer, they will likely be able to direct you to the person who can. Meanwhile, keep in mind that failing to carry auto insurance – thinking it will save you dollars – can have the opposite effect, causing the driver to cough up money for repairs out of pocket and lead to potential legal penalties, as well.

At Amigo, our agents are ready to help you compare quotes and find the best deal available! They will help you find an excellent insurance plan that covers all your auto needs.

A woman talking on the phone while writing something down.

Here’s What You Should Know About Electric Vehicles (EVs)

This biggest thing in auto news is the push toward electric. Over 2.3 million people in the U.S. have bought plug-in electric vehicles (EVs) since 2010. But that number is about to explode, as states are doing more to promote EVs and the federal government is chipping in some hefty incentives to lower the cost of getting one.

If you’re toying with the idea of getting one, a few factors might impact what you buy, how much it costs and what driving it will be like.

The Availability of Electric Car Options Is Growing

As climate concerns become a reality for people everywhere, the number of electric cars on the road has grown considerably. More than a third of drivers say they plan on or are seriously considering buying or leasing one, according to Kelley Blue Book. Do an online search and you’ll see the vast, growing range of EV options. Every major automaker is introducing battery cars, and plug-in hybrid options are also among the more popular models. Car and Driver lists the cost of purchasing these eight models new on the lower end of the price spectrum:

2022 Nissan Leaf—$28,495
2022 Mini Cooper SE Hardtop—$30,750
2022 Mazda MX-30—$34,695
2022 Chevrolet Bolt EV—$32,49.
2022 Chevrolet Bolt EUV—$34,495
2022 Hyundai Kona Electric—$35,295
2022 Kia Niro EV—$41,285
2022 Ford F-150 Lightning—$41,769

Federal & State Tax Credits Can Help Lower Car Costs

Due to the high cost of buying a new car, federal and state financial assistance are incentivizing more people to buy one. Contact your local government to see what’s available, and check out the Qualified Plug-In Electric-Drive Motor Vehicle Tax Credit for more information on how much you can save. The latest facts and figures include:

A federal tax credit of $2,500 to $7,500 for each new purchase
Your savings may depend on the car size and battery capacity
State savings vary – in Illinois you can save $4,000 on an electric car and $1,500 on an electric motorcycle
You may need to apply for a rebate within 90-days of purchase.
Other criteria and documentation requirements may apply.

EV Charging Options Are Also Improving

There are thousands of EV charging stations in the U.S. – both networked and non-networked, or stand-alone units – and many more charging ports that anyone can access while on the road. It can even be done at home if you have the right equipment! There has been concern about drivers’ ability to get to a port when they need it. Fortunately, there has also been a push to produce and disperse many more charging options throughout the country. As technology rapidly develops, the time it takes to recharge your car battery is also shortening.

Speak to an Auto Insurance Agent

The world is changing, and so is the way people are choosing to drive, as well as what they drive. Any time you make a significant change to your driving habits, get in touch with an insurance agent to be sure you’re getting the services you need without wasting hard-earned dollars on ones you don’t. One of the roles of auto insurance is to control costs in case of an accident or event that causes damage to your vehicle. Failing to carry it can cause you to pay for repairs out of pocket and lead to potential legal penalties, as well.

If you have any questions about how owning and driving an EV might change your insurance needs, contact an insurance agent to discuss your options.

At Amigo, our agents are ready to help you compare quotes and find the best deal available! They will help you find an excellent insurance plan that covers all your auto needs.

How to Save Money on Auto Repairs

The yearly cost of auto maintenance and repairs for a single driver range from a few hundred dollars to over a thousand. Here are some things you can begin doing immediately to reign in those costs and get your repair bills under control.

Be a Responsible Driver & Car Owner

Some drivers may be unaware of the control they have over future car problems. Riding your car hard – as in, sudden acceleration and braking – take a toll more quickly over the parts being used. When you floor the gas, you are putting a bigger strain on engine components that can damage your pistons, connecting rods, transmission and axles.

More important, of course, is that you raise your chance of getting in an accident. There are millions of car accidents each year in the US. Driving with care not only saves lives and trips to the hospital, but it extends the life of your vehicle.

Look Into Suggested Repairs & Research Fair Pricing

Sometimes you need to do a little research on the repair in question in order to know how much it should actually cost. If a mechanic or dealership has suggested some repairs, your first step should be to find out more about the items in question. Perhaps some are more urgent, while others are optional. A quick Google search will give you an idea of what to expect so you can make an educated decision about how to move forward. Websites such as RepairPal and AutoMD offer estimated price ranges for common repair jobs, which can help drivers find better options.

DIY Auto Maintenance

Many basic car maintenance needs are simple fixes that don’t need to be done by a professional mechanic. When you pay for repairs, much of the cost goes into the labor, which can be over $200 an hour in some locations.

Taking control of routine maintenance can reduce repair costs by keeping your vehicle in good health. While you certainly don’t want to get in over your head, here are some highly doable tasks that save drivers cash (check your owners manual for more details before doing your own maintenance):

Air filters. Some recommend changing it annually. This is done by opening the hood, removing the old one, and replacing it with the new one. Don’t forget to close the metal clips afterward.
Spark plugs. These also need to be changed every so often. You may need a spark plug socket and extension for this step. The new spark plugs can be screwed in by hand and tightened with a wrench.
Oil and oil filters. Many people change their own oil and/or oil filters periodically. It’s a dirty but necessary job that can save you cash every six months.
Battery maintenance. This is another important task, since a problematic battery can keep your car from starting – a problem that is easy to avoid. A simple visual check of the condition of your battery will tell you when you need to perform this process. There are many substances used to clean batteries. Just make sure the job gets done before corrosion builds up and causes problems.
Top off fluids. A trip to the mechanic usually comes with a promise of checking and filling fluids, which keep the different components of a vehicle operating at optimal capacity. Take charge of this area and you’ll reap the benefits on the road and in your pocketbook.

Carry Comprehensive Auto Insurance

One of the roles of auto insurance is to control costs in case of an accident or event that causes damage to your vehicle. Failing to carry it not only can cause the driver to pay for expensive repairs out of pocket, but it can also lead to legal penalties, depending on your state laws.

If you have any questions about whether you’re sufficiently covered, get in touch with an Amigo Insurance agent as soon as possible and ask about your options. Part of the role of an agent is to help drivers understand their options, the difference between different types of insurance, and which plans make the most sense for their needs.

To help take control of your auto expenses, find an excellent insurance plan that covers all your auto needs by contacting  Amigo Insurance today. Our agents are ready to help you compare quotes and find the best deal available!

A person working under a car.

Road Tripping in the U.S.: Popular Byways and Routes to Take by Car

1. Pacific Coast Highway, California

2. Route 66, Illinois to California

3. Blue Ridge Parkway, North Carolina, and Virginia

4. The Great River Road, Mississippi River

5. The Loneliest Road, Nevada

Get Proper Auto Insurance Coverage: Talk to an Agent Before Driving Out of State (or in Another Country)

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1. Liability Insurance

2. Collision Coverage

3. Comprehensive Coverage

4. Uninsured or Underinsured Motorist Coverage

5. Depending on Your Situation, Specialty Coverage Such as Commercial Insurance

Find Out What Auto Insurance Coverage Your State Requires

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1. Getting a Valid Driver’s License – and Keeping it Up to Date

2. Some States Require Passing Vehicle Safety Inspections

3. Passing a Routine Emissions Test for Your Car

4. Carrying Proper Auto Insurance Coverage

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Myth 1: EVs Are Too Expensive to Buy and Maintain.

Myth 2: Charging Takes Too Long and Is Inconvenient.

Myth 3: EVs Aren’t as Powerful as Gas-Powered Engines.

True: Electric and Hybrid Cars Are Getting Easier to Purchase and Own

Talk to an AMIGO Insurance Agent About Getting Low-Cost Coverage for Your Car

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Obey Stop Signs, Red Lights and Other Traffic Signals

Follow Rules of the Road

Pay Attention to Speed Limits

Always Buckle Up

Get Comprehensive Auto Insurance Coverage at AMIGO

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Why Driving in the Cold Is Hard on Cars – and What to Keep in Your Vehicle for Extra Protection Against the Elements

What Are the Best Proactive Measures for Drivers in Cold, Icy Weather?

1. Most Common Auto Winterization

2. Avoid Costly Repairs and Replacements

3. What Else to Check

Be Protected by Comprehensive Auto Insurance Coverage at AMIGO

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Overview of How to Spend Less on Auto Mechanics

Keep Up to Date with Recommended Repairs and Routine Maintenance

Do Your Own Maintenance and Repairs

Get Word-of-Mouth Repair Shop Recommendations

Get a Good Deal on Comprehensive Auto Insurance Coverage

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How to Prepare for Your Annual Review

What Else to Ask About in Your Review

Amigo Insurance Helps Drivers Compare Quotes for Best Policy

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The Availability of Electric Car Options Is Growing

Federal & State Tax Credits Can Help Lower Car Costs

EV Charging Options Are Also Improving

Speak to an Auto Insurance Agent

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