Driving safely is about more than being careful behind the wheel. It also means that you have to have the proper qualifications to operate a vehicle.
When looking for auto insurance, your insurer may classify you as a non-standard policyholder. What is this term? What makes you a non-standard driver?
Experience, age, vehicles, restrictions and your driving history all collectively determine your risks. Your auto insurance provider will use that risk to determine how to provide coverage for you.