What to Know About the Gears in Your Vehicle

Drivers tend to use the same few gears in parts of the country where hills are few and far between. But those other gears do serve a purpose, and it is important for drivers to know what the differences are, both for safety reasons and practical ones.

The typical gear selector in an automatic car includes:

  • P (Park)
  • R (Reverse)
  • N (Neutral)
  • D (Drive)
  • S (Sport)
  • L (Low – sometimes D1, D2, etc.)

In case these weren’t all covered in Drivers Ed, here’s how they might come in handy next time you’re behind the wheel.

When to Use Lower Gears

People who drive on flat, even terrain tend to stick to Drive, the default gear for flat, straight roads. You can shift into L, which puts your car in a lower gear, if you have extra weight in your vehicle or are being towed.

When on steep inclines or declines, automatic cars usually shift to a lower gear for you. Still, shifting into L, D1 or D2 (depending on the vehicle) can help out in hilly areas, or should you venture into mountainous territory. It’s best not to ride your brakes when driving downhill, and being in a lower gear takes the burden off of your brake system. In some cars, D3 exists to add control when roads are wet and slippery or in certain off-road situations.

Check your manufacturer’s manual to find out more about the low gears included in your model.

What About the Sport Gear?

While not necessary, some cars allow you to shift into Sport (S) for a more dynamic feel when driving. This leaves the car in gear for longer periods of time between shifts. Doing so can give you a feel of more power on winding roads when coming out of those turns.

When Should You Put Your Car in Neutral?

Neutral means you are unable to accelerate or reverse but are released from the park position. Shifting to neutral enables your car to move slowly backwards or forwards, which it might do if it is on an incline or because it is being pushed. This gear is usually used when the car is unable to be driven – for example, if it is stuck in snow or needs to be pushed out of mud and back onto a drivable surface. Having the vehicle in neutral protects it from jumping forward in these types of situations, putting you or someone else in danger.

The Left Button and Other Things to Consider When Shifting Gears

Not all gears shift precisely the same way in every car. Many current models have a button on the left that needs to be pushed inwards any time you’re shifting out of park. This is included for safety reasons. Similarly, the button must be pressed to shift from drive into reverse. However, it isn’t intended for shifting between gears that are used when moving forward.

Modern automatic vehicles tend to shift smoothly and seamlessly, with little effort. But the process is quicker on some models than others. You may even notice a slight delay when putting your car in reverse. Drivers should wait a moment after shifting into Reverse or Drive before accelerating to be sure they are fully in the proper gear, and then proceed cautiously.

There’s a reason you don’t want to be too rough on your gear shift. Impatient drivers put more wear and tear on their gears, brakes and other parts of their car, and eventually these parts may need to be replaced. Treating your gear shift with care will help you get a little more mileage out of your vehicle.

Be Sure to Learn the Gears on Your Specific Vehicle

The gear shifts don’t appear the same on every model. A Prius, for instance, shifts gears when you rotate a gear ring near your dashboard. Whether you use a manual stick shift or drive an older automatic model, be sure you know your way around the gear shift. Getting a feel for the gear shifts is also a consideration when shopping around for a new car.

Talk to an Auto Insurance Agent to Get the Best Deal Available

For other important safety questions, talk to an auto insurance agent about getting the most appropriate coverage for your situation. It’s vital to ensure you have all of your bases covered when it comes to car insurance, and an agent at Amigo can help you get the best deal available.

At Amigo, our insurance agents can give you a free quote on the best insurance for your needs today!

A vehicle's gear shifts.
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Why Set up an Annual Car Insurance Review

When was the last time you had a review with your auto insurance provider? Many people miss out on this opportunity to have a casual chat with an agent, both to get all their questions answered and to make sure they’re getting what they need in their insurance plan.

When scheduled annually, an auto insurance review is an opportunity to ensure you’re getting the services you need – and also that you’re not spending dollars on coverage that isn’t serving you or your family. There’s no one issue that has to come up. As the owner of insurance, you get to bring up what is important to you. As a rule, you’ll get more out of it by taking a thorough look at your insurance coverage with an expert (the auto insurance agent).

In many cases, people bundle home and auto policies. They can ask about policies that either are already, or should be protecting, their:

  1. Vehicles (car, truck, motorcycle or other)
  2. Family members
  3. Home
  4. Other valuables
  5. Rate comparisons

How to Prepare for Your Annual Review

Your insurance package should be able to cover some or all of the expenses resulting from an accident or other event. But there are many types of packages for different types of driver, needs and circumstances. This call will be a chance to make sure that the policy you’re paying p[remiums for each month matches your situation as much as possible. Most people use this conversation as an opportunity to ask questions about their plan and to find out whether they’re getting the best rates possible. Talking to an agent will remind you of things that may have changed in the last year that warrant an adjustment. You might even end up saving a few dollars.

Before contacting an insurance agent, make a list of questions beforehand so you cover all your bases. As part of a comprehensive coverage package, ask about:

  1. Collision coverage
  2. Liability insurance
  3. Personal injury coverage

There may be other types of coverage needed whether based on changes in your household or specific upcoming events. Uninsured and underinsured motorist protection, travel insurance, and other temporary coverage can be added or subtracted depending on your circumstances and needs.

What Else to Ask About in Your Review

Many things can change in the course of a year, from the number of driving age family members living in your household, to a job that changes your commute, to your home address. Here are some factors to keep an eye on and bring up during your review. SImply let the person you’re speaking with know what has changed, or may change in the coming months, and ask whether anything should be added or removed from your policy:

  • A change in address
  • A new teen driver
  • A new car purchase
  • A significant change in driving habits
  • An accident or event that may have impacted your rates
  • A birthday – even your own – that may lower them

Amigo Insurance Helps Drivers Compare Quotes for Best Policy

A review with an experienced agent at Amigo will get you the answers you need based on their expertise and knowledge. Ultimately, it creates a more informed consumer and can also control the costs you could incur if there is an accident or event that damages your vehicle.

Any time there is any significant change to a person’s driving habits, that can be a sign to get in touch with an insurance agent. If there’s anything else related to your insurance that you have lingering questions about, an insurance agent should be able to discuss your options. And even if they don’t know the answer, they will likely be able to direct you to the person who can. Meanwhile, keep in mind that failing to carry auto insurance – thinking it will save you dollars – can have the opposite effect, causing the driver to cough up money for repairs out of pocket and lead to potential legal penalties, as well.

At Amigo, our agents are ready to help you compare quotes and find the best deal available! They will help you find an excellent insurance plan that covers all your auto needs.

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