Tips to Share the Road with Cyclists

As summer gets closer, we begin to see more and more cyclists accompanying us on the road. Therefore it’s important to recognize different types of actions that can help keep us, and our biker friends safe.

Similarly, cyclists can benefit from following these tips to enjoy a safe ride for them and stress-free drive for motorists.

1) Avoid technology while on the road

One of the most obvious tips is to avoid using electronic devices while driving your vehicle or riding your bike. By putting your phone, tablet or headphones down, you are able to focus on the road and stay on alert in the case of an accident or other unexpected occurrences.

2) Give plenty of space

It’s important for drivers to give cyclists plenty of space when sharing the road – especially when overtaking a bike on the street. To prevent any accidents or collisions, drivers must pass cyclists as if passing another vehicle. That is, moving into a different lane when safe to do so.

3) Learn hand signals

Just like drivers use their turn signals to indicate their next move, cyclists use hand signals to let drivers know what their next move is too. For example:

  • Right Turn: Fully extend right arm out to the side or bend left arm up at a right angle with your hand flat
  • Left Turn: Fully extend your left arm out to the side
  • Slow or Stop: Extend left arm out at the right angle with the hand open
share drives and bikes

4) Understand each other’s rights to the road

Did you know bicyclists have the same rights as drivers? It’s true! In fact, they are required by law to follow the same rules. So, it’s important for impatient drivers to realize that cyclists have every right to be on the road as they do. Similarly, bicyclists must not abuse this right by being careless.

While sharing the road can sometimes be a bit of a nuisance, it’s something all drivers (and cyclists) have to do. So, why not do everything possible to make the road safer for everyone?

bicycle-safety-on-the-road
Questions? Call Us

If you have any questions about a current policy, submitting a quote online, or prefer to get a quote over the phone, our agents are ready to help.

773-847-9000

Visit an Office

Find a local agent to provide a free quote or help you with questions about your current policy.

Find a Nearby Location

Budgeting for your First Apartment

For many, moving out and getting your first apartment is a rite of passage. It’s a sign of independence and responsibility. But, while it’s an exciting milestone, without the proper planning and budgeting, it can also be overwhelming and messy.

So, while you may have found your dream apartment, there are still a couple of things to consider before signing

  • How much do I need to have saved?
  • What move-in costs are there?
  • What are some ongoing expenses?
  • How much can I afford with my income?

How much do I need to have saved?

Depending on which part of the country you live in, renting an apartment may be more or less than what you expect. Even so, having some money to fall back on is always a good idea. Mint states that having enough to cover three-to-six months of living expenses is a good rule of thumb. And while many might not have the means to save that much in a certain timeframe, any money saved up is better than none.

If moving out is in your short-term plans, try setting aside any loose change or putting money aside each paycheck. Over time, that money will add up and help alleviate any financial hardships that come with getting your place.

What move-in costs are there?

When budgeting for your first apartment, be sure to consider any upfront costs too. Upfront costs may include a security deposit, first and last month’s rent, pet deposits, move-in fees, and utility deposits.

Additionally, the act of physically moving into your new apartment can be costly too. If you have to hire a moving company, it will very likely be more expensive than having a friend with a truck help out. Be sure to consider all costs that come with moving your things from one place to the other.

What are some ongoing expenses to consider?

In addition to your rent, having your own apartment means paying other monthly expenses like utilities, electricity, heat, air conditioning, gas, cable, and internet services.

Renters insurance is also something to very strongly consider. This will help keep you covered in a variety of circumstances you may find yourself in as a tenant. Amigo Insurance offers low monthly rates on renters insurance to help keep you covered without breaking the bank. Call us at 877-999-2644 or 773-847-9000 for a free quote.

How much can I afford with my income?

Now that you’ve factored in your savings, upfront costs, and other monthly expenses, you can see what you can afford with your income. Forbes stated that as a standard rule, you should try to find an apartment that is no more than one-third of your income.

If the apartments you’ve seen so far are too high, consider finding new locations or places without unnecessary amenities.

Overall, moving out for the first time can be both exciting as it is scary. For many, this is the first time away from home and doing personal finances on their own. However, while it may be scary at first, it is certainly not impossible. Especially with the right planning.

apartment
Questions? Call Us

If you have any questions about a current policy, submitting a quote online, or prefer to get a quote over the phone, our agents are ready to help.

773-847-9000

Visit an Office

Find a local agent to provide a free quote or help you with questions about your current policy.

Find a Nearby Location

How to Recharge Your Air Conditioning

The weather is warmer and the sun is stronger – this means you’ll likely be turning on your car’s air conditioner again after a long winter. But what happens when your system starts to lose power and you no longer feel a burst of cold air? It might be time to recharge your A/C.

What you’ll need:

  • Refrigerant / Dispenser with Trigger and Gaug
  • Safety glasses and gloves

Wearing safety glasses while working under the hood is suggested to protect your eyes. Wearing gloves can also help prevent any skin damage caused by freezing refrigerant.

Step 1: Turn your A/C On.

Set your air conditioner to its maximum cool setting with the blower set to high.

ac 1

Step 2: See if your A/C Compressor is Running

When your A/C system is set to high and functioning properly, pulleys at the end of the compressor should be spinning. If your compressor is functioning as it should, but you still don’t feel a big burst of cool air, it’s likely you’re just running low on refrigerant. Especially if you still feel a slight breeze coming through.

If the clutch is not engaged and pulleys are not spinning, it could mean that your A/C system is low on refrigerant, or there are electrical problems with the compressor itself.

In both cases, adding more refrigerant after testing this should help you see what the issue is.

ac 2

Step 3: Check the Pressure

To check the pressure, first, be sure to turn your car off. Then, find the low-pressure port. This is typically located on the passenger side of the engine and can be identified by a black cap with the letter “L” written on it.

Step 4: Attach Recharge Hose

Place the fitting at the end of your recharge hose, cover the low-pressure port and push until you hear a click. Be careful upon handling. Accidentally pulling the trigger can result in releasing refrigerant from your A/C system.

Step 5: Start your vehicle

Start your car and ensure that your air conditioner is on its highest settings. Monitor your AC compressor to see if your clutch is engaged and the pulleys are spinning. If engaged, try to get a reading as close to 40 psi as possible. Anything under 40 is considered undercharged.

ac 5

Step 6: Install refrigerant can onto recharge hose

Once you’ve installed the refrigerant can hold upright and squeeze the trigger for 5-10 second increments. Upon releasing the trigger, be sure to measure the pressure gauge until you are as close to 40 psi as possible.

Step 7: Check Temperate Inside your Car

Insert a thermometer into your A/C vents and check the temperature. If your system is fully charged, you should get a reading between 28-30 degrees.

ac 7

Note that this is merely a temporary fix to a potentially bigger problem. Should your system be missing refrigerant, it could mean that there is a leak that must be looked at by a professional.

ac
Questions? Call Us

If you have any questions about a current policy, submitting a quote online, or prefer to get a quote over the phone, our agents are ready to help.

773-847-9000

Visit an Office

Find a local agent to provide a free quote or help you with questions about your current policy.

Find a Nearby Location

How Many Miles Can You Drive on Empty?

It’s very likely that you’ve seen your low fuel warning light on your dash at some point or another. Unfortunately, for various cars, once the light turns on, you’re unable to read just how much is left and if you’ll be able to make it to the nearest gas station.

Luckily, YourMechanic made a list of the 50 best-selling cars in the US and approximately how many miles each car has before it actually runs out of gas. So, while it’s never recommended to let your gas run dangerously low, it’s likely that you’ll make it to your location on your reserve.

Is your car on the list?

gallery-1473704534-isthetankreallyemptytho
fuel-2741_1280-1-1280x640
Questions? Call Us

If you have any questions about a current policy, submitting a quote online, or prefer to get a quote over the phone, our agents are ready to help.

773-847-9000

Visit an Office

Find a local agent to provide a free quote or help you with questions about your current policy.

Find a Nearby Location

Get a Quote the Way You Want

click

Online

Start a Quote

phone

By Phone

773-847-9000

in-person

In Person

Find a Location